Get Out Of Debt, Finally and Completely
Few people plan to become mired in debt. Instead, their debts result from losing jobs, incurring steep medical bills or some other unexpected event. One day, things might seem under control. The next day, the situation is uncontrollable and seems hopeless.
At the Law Offices of Chance M. McGhee, in San Antonio, Texas, we understand how easy it is to fall into a debt crisis. Our job is not to judge, or to point fingers, but to help. Come to us, and we will do everything within our power to help you get out of debt and stay out of it permanently. We serve clients throughout Bexar County and the San Antonio metropolitan area.
Tools we use to help clients include:
Debt reduction and consolidation strategies. We use our leverage as a bankruptcy law firm to encourage creditors to lower interest rates, reduce principal amounts and otherwise renegotiate debt amounts or consolidate them into monthly payments.
Chapter 7 bankruptcy. This is usually best for people who have big debts and small incomes. Most people who file for Chapter 7 are able to keep their most important possessions while seeing their credit card balances, medical bills and other debts eliminated.
Chapter 13 bankruptcy. If you have a job and assets to protect, such as a home on a mortgage, this may be a better choice. Chapter 13 enables filers to have certain debts discharged while consolidating others in a multiyear repayment plan.
Both types of bankruptcy share benefits that can help you regain control of your finances. From the moment you file for bankruptcy, your creditors must stop harassing you to make payments, garnishing your wages and foreclosing on your home. If you file for bankruptcy, you will be protected for the duration of your bankruptcy proceeding.
An Experienced Bankruptcy Lawyer Who Has Helped Thousands
Our founding attorney, Chance McGhee, has more than 18 years of experience in bankruptcy law. Over the years, he has helped thousands of Texans through the bankruptcy process. He can help you, too.
To learn more about your options for getting out of debt, and staying out of it, contact the Law Offices of Chance M. McGhee today. We offer a free consultation to each prospective client.
8207 Callaghan Road
San Antonio, TX 78230